Procurement & Administration · Policy & Program

Deposit And Payment Terms Enforcement

Mandatory policy governing minimum deposit requirements, net payment terms, late payment penalties, and vendor liability clauses for all corporate procurement activities above $5,000 CAD.

Review Cycle
Quarterly
Department
Finance/Procurement
Compliance
Mandatory
Version
2.3
Free download — no sign‑up, no email.Standardize your internal deposit collection and payment term enforcement across all vendor contracts.
Policy Overview

This policy enforces a minimum 30% deposit on all custom-engineered equipment purchases and orders exceeding $25,000 CAD. Standard net-30 terms apply to approved vendors only after successful credit check and signed master agreement. Late payments incur a 1.5% monthly penalty (18% APR) and immediate suspension of further PO releases. Vendor liability for non-performance is capped at 150% of deposit value unless otherwise stated in the purchase order.

Scope & Applicability

This policy applies to all purchase orders issued by the Procurement Department for direct materials, capital equipment, services, and MRO supplies with a total contract value exceeding $5,000 CAD. It does not apply to inter-company transfers, petty cash purchases under $500, or emergency procurement requiring immediate payment via corporate credit card (see Emergency Procurement SOP). All vendors must have a signed Vendor Master Agreement on file before any deposit is accepted or PO released.

Core Directives & Procurement Standards
  • RULEAll purchase orders > $25,000 must include a non-refundable deposit clause of 30% unless explicitly waived by VP Finance. Deposit invoice must be issued within 3 business days of PO issue.
  • REQPayment terms are Net 30 from date of delivery/installation. Early payment discount of 1.5% offered if paid within 10 days (1.5/10 Net 30).
  • LIABVendor liability for delivery delays > 15 days: deposit must be refunded within 5 business days plus a penalty of 10% of deposit value. For non-conforming goods, vendor bears all rework costs up to 100% of order value.
  • LIMITNo single PO may exceed $500,000 without dual approval from Procurement Director and CFO. Any PO exceeding this threshold requires a board-level sign-off.
  • DEADLate payment penalties: 1.5% monthly on overdue balances. After 90 days delinquent, vendor account is placed on hold and matter escalated to Legal for collection.
Roles & Responsibilities
  • Procurement Officer — Ensures all POs include mandatory deposit and terms language; verifies vendor credit status; processes deposit invoices.
  • Accounts Payable — Tracks payment due dates; applies early payment discounts; initiates penalty calculations on overdue accounts; manages escalation for 90+ day delinquencies.
  • VP Finance — Authorizes exceptions to deposit minimums; approves POs > $250,000; reviews quarterly compliance reports.
  • Legal Counsel — Reviews vendor liability caps, penalty clauses, and deposit refund terms in all Master Agreements exceeding $100,000.

Never Run Out of Critical Supplies

Automate your shop floor inventory. SupplyGrid tracks consumables, manages Kanban bin replenishment, and automatically generates POs when you hit your minimum thresholds.

Try SupplyGrid →
Workflow & Approval Steps
1 Initiate PO Request — Buyer creates PO in the ERP system with required deposit percentage (default 30%). System auto-checks vendor master agreement status.
2 Credit & Terms Verification — AP confirms vendor credit limit and net terms. If new vendor, a credit check (Equifax business) must be completed within 5 business days.
3 Deposit Invoice & Payment — Vendor issues deposit invoice. AP processes payment via wire transfer or ACH within 2 days of receipt. PO is locked until deposit is confirmed as received.
4 Delivery & Payment Reconciliation — Upon delivery AP matches receiving report, applies the deposit, and issues net payment per terms. If delivery is late >15 days, automatic penalty calculation triggers refund request.

Software that works like your best tools.

This SOP library is maintained by Ryxen — focused software tools that solve specific operational friction points for Canadian small businesses. No ERP bloat, no per-user pricing, no demo calls.

SwitchDesk · Call Tracking SiteQueue · Install Tracking ServiceGrid · CMMS SupplyGrid · Material Orders SafeDesk · Safety Compliance ShopDocs · Visual SOPs